Before You File an Insurance Claim, Talk to Honour Roofing
If your roof has been damaged by a storm, hail, wind, or another unexpected event, your first instinct may be to contact your insurance company immediately. Before filing a claim, however, it can be helpful to understand the extent of the damage and whether an insurance claim is truly your best option.
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Why Consider an Inspection First?
Honour Roofing can inspect your roof, explain what we find, and help you better understand the scope and estimated cost of any necessary repairs or replacement. With that information in hand, you can make a more informed decision about whether filing an insurance claim makes sense for your situation.
Insurance claims can become part of your property’s claims history, and prior claims may be considered by insurance companies when evaluating coverage and premiums. Filing a claim may not always be the most cost-effective option, particularly when the cost of the repair is close to your deductible.
Our goal is not to tell you whether you should or should not file a claim. Instead, we want to give you the information you need before making that decision.
Depending on the situation, your options may include:
Paying for a smaller repair out of pocket
Financing a roof repair or replacement
Exploring financing through your bank or lender, such as a Home Equity Line of Credit (HELOC)
Filing a homeowners insurance claim when the damage and circumstances warrant it
Know Your Options Before You File
Every roof, insurance policy, deductible, and homeowner’s financial situation is different. Honour Roofing can evaluate your roof and provide an honest assessment so you can understand your options before deciding how to proceed.
Think you may have storm or roof damage? Contact Honour Roofing to schedule an inspection before making your next move.
Honour Roofing is a roofing contractor and does not provide insurance, legal, or financial advice. Coverage decisions should be discussed with your licensed insurance professional, and financing decisions should be discussed with an appropriate lender or financial professional.
Services We Offer
Roof Inspections
To help safeguard your home, we offer a comprehensive 12-point inspection of your roofing and gutter systems to identify potential issues before they transform into costly repairs.
Roof Repairs
We understand that replacing a roof can be an expensive, unwelcome project. We can often repair a roof to help your home “get by” for a few more years before you have to replace it.
Roof Replacements
We offer a wide selection of shingles and roofing material for every need and budget, all professionally installed and backed by our 10 year labor guarantee.
Drip Edge
Installation
At Honour Roofing, we offer expert installation of drip edge / molding to protect your home from water damage, and extend the life of your roof.
Gutters and Downspouts
Gutters and downspouts play a critical role in protecting your home from water damage. We can install new gutters, replace existing ones, and find ways to manage rainwater.
Emergency Roof Services
When storms hit, Honour Roofing is here to provide prompt and professional emergency roof repairs, protecting your home and your peace of mind.